There are directly linked costs of the insurance that will be deducted pro-rata per claim from your insurance payout.
- AXA collection costs of CHF 161.55 in Switzerland / in the Principality of Liechtenstein, CHF 269.25 in the U.S.A., San Marino, Andorra and CHF 215.40 in all other countries
- Advanon collection costs of CHF 200.-
- Insurance premium of 0.25% of invoice amount (if not deducted in the beginning)
Furthermore, you will not receive any ROI for investments where the insurance coverage is applied. Lastly, there are opportunity costs, as your investment is blocked for at least seven months without generating any interest.